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Wealthsimple Referral

Cashback Credit Card

I recently got the Wealthsimple credit card. 2% cash back on everything with no category caps, zero FX fees (huge for travel), and the cash back lands directly in my account. It's the only Visa Infinite Privilege cash back card in Canada — hard to beat.

2%
Cash back on everything
$0
FX fees
1,200+
Airport lounges (VIP)
2% cash back on everything
Zero FX fees
No annual fee (qualifying)
Metal card for Premium
1,200+ airport lounges

Key Benefits

1

Simple 2% cash back

Earn 2% back on all purchases. No categories, no caps, no complicated rewards programs.

2

Zero foreign exchange fees

Most cards charge up to 2.5% FX fees. We charge nothing. Perfect for travel and online shopping.

3

Premium travel benefits

Access 1,200+ airport lounges, emergency medical insurance, trip cancellation, car rental insurance, and 24/7 concierge.

Fees & Pricing

Annual fee waived with $100K+ assets or $4K+/month paycheque deposit. Otherwise $20/month. Interest: 20.99% purchases, 22.99% cash advances.

Welcome Bonus

$25

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