Grow your savings with Wealthsimple
Use the Wealthsimple referral code below:
HODMTG
Get a referral bonus of at least $25 (up to $100 depending on active promotions) when you join using the code above or this Wealthsimple promo link.
Start investing smarter. Use our Wealthsimple promo code for the best bonus.
Wealthsimple offers simple, automated investing with no account minimums, no hidden fees, and expert-built portfolios. Join millions of Canadians who trust Wealthsimple to grow their wealth.
Get Your Referral BonusWhy Choose Wealthsimple?
Regulated & Protected
Wealthsimple Trade accounts are held with Wealthsimple Investments Inc. (WSII), a CIRO member. Accounts are protected by CIPF up to $1 million per account type. Wealthsimple uses IIROC-compliant custodians and segregates client assets for your safety.
No account minimums or hidden fees
Start investing with any amount. Wealthsimple charges no account minimums and no hidden fees, so you keep more of your money working for you.
Smart, automated investing
Let Wealthsimple build and manage a diversified portfolio for you, using proven strategies and automatic rebalancing. Access all major account types, including RRSP, TFSA, RESP, and more.
Easy & Secure
Manage your investments, savings, and taxes from a beautifully designed app or website, anytime, anywhere. Enjoy bank-level encryption, two-factor authentication, and a strong privacy policy.
By the Numbers
Wealthsimple Products
Wealthsimple Trade
Commission-free stock and ETF trading with no account minimums. Regulated, easy to use, and protected by CIPF.
Wealthsimple Invest
Automated, managed portfolios of low-cost ETFs. Set your goals and let Wealthsimple handle the rest.
Wealthsimple Crypto
Buy, sell, and hold 90+ cryptocurrencies in a secure, regulated environment. Integrated with your Wealthsimple account.
Wealthsimple Cash
Spend and save with no monthly fees, 1% cashback, and CDIC insurance up to $1M. Instant transfers and bill payments.
Wealthsimple Tax
File your Canadian taxes online for free (or pay what you want). Fast, accurate, and easy to use with maximum refund guarantee.
Frequently Asked Questions
Is Wealthsimple safe?
Yes. Wealthsimple is regulated in Canada, is a CIRO member, and uses bank-level encryption. Your accounts are protected by CIPF up to $1 million per account type. Wealthsimple has a strong track record of security and compliance.
How much do I need to start?
There is no account minimum. You can start investing with any amount.
What types of accounts does Wealthsimple offer?
Wealthsimple offers RRSP, TFSA, RESP, non-registered, USD savings, and more. They also offer crypto trading, managed portfolios, and tax filing. See the promos for details.
How do I get my referral bonus?
Sign up using a referral link, fund your account, and meet the eligibility criteria. The bonus will be credited to your account automatically.
Can I refer others?
Yes! Once you join, you'll get your own referral link to share with friends and family. Both you and your referrals can earn bonuses.
I was given a referral link by a friend but I forgot to use it when I signed up. Can I still get the bonus?
If you have never funded your account, there is no limit to when you can apply your friend's code. If you have funded your account, you have 7 days to apply a code in order to earn a reward. To do so, follow the steps below:
- Sign into the Wealthsimple app on your mobile device
- Tap the gift icon at the top of the screen
- Navigate to the Referrals tab
- Enter your friend's unique referral code (the series of 6 letters and numbers found in your invite text)
- If you don't see 'Enter referral code', it's likely your account has been open for longer than 30 days
What if more than 30 days have passed since I opened my account with a friend's code?
If you didn't fund your account within 30 days of applying a referral code, the referral relationship expires. But no stress — you can reapply the same code or a new one. Just be sure to fund your account within 30 days of reapplying to qualify for the Bonus.
Who can get the bonus?
Must be a new Wealthsimple Self-directed Investing, Crypto, Managed Investing or Cash client, meaning they have not previously opened any Wealthsimple Self-directed Investing, Crypto, Managed Investing or Cash account. They must also be a resident of Canada.
Can this Promotion be combined with other sign up bonuses?
Generally, the Bonus is likely combinable with other promotions or offers, however, every promotion's combinability is different, so please refer to those offers and promotions terms on whether all or part of this promotion can be combined.
How does the Bonus work?
The Bonus has a value of CAD$25. The Bonus is subject to change.
Who qualifies as a new client (referee) for the referral bonus?
The referee must be a new Wealthsimple client, meaning someone who has not opened any Self-directed Investing, Crypto, Managed Investing, or Cash account with Wealthsimple in the past.